Guideline delivers an end-to-end retirement solution that makes offering a 401(k) easy and affordable. Employers can set up plans in just 20 minutes and choose from three flexible tiers: Starter, Core, or Enterprise, each designed to scale with your business. Features across all plans include low transparent pricing, mobile-first employee experiences, full payroll integration, recordkeeping, filing of IRS forms like 5500, nondiscrimination testing, and 3(16)/3(38) fiduciary services. The Starter plan is ideal for first-time 401(k) sponsors and may even be free for limited small businesses using tax credits for setup. Core adds traditional and Safe Harbor design options with profit-sharing and employer contributions. Enterprise unlocks custom support, flexible pricing, and plan transfer capabilities. Guideline helps streamline compliance, reduce fees, and enhance retirement readiness, all with expert guidance from day one.