Grasshopper Bank reimagines business banking for startups, SMBs, fintechs, and venture-backed firms through an award-winning digital-first platform. They offer Innovator and Accelerator accounts that provide high-yield checking with up to 3.55 % APY, unlimited 1 % cash-back debit cards, and no transaction fees. The bank bundles seamless bill pay, mobile deposit, instant virtual cards, real-time bookkeeping integration, and automated invoice workflows, all accessible via mobile or desktop. On the finance side, Grasshopper supports SBA, commercial real estate, and fund-level lending, while their embedded finance APIs allow fintechs to integrate payments, accounts, and cash flow tools directly into their platforms. Enhanced FDIC coverage and a curated partner marketplace, including Ramp cards, Capchase financing, and investor access, help founders scale with confidence and efficiency.